Indigo Apply
Indigo Apply
Submitting a credit card application is your way of requesting access to credit. The main risk to a credit card issuer is that they will lend money you cannot/will not payback. For this reason, applying for a credit card requires that you demonstrate to the card issuer (lender) you are a responsible and capable borrower.
In addition to basic personal information, such as your name, date of birth (you must be 18 years of age) social insurance number (SIN,) and address, a credit card issuer may also require your:
- Employment status (your current job(s) and how long you’ve worked there)
- Monthly income, broken down by sources
- Details of any other credit cards you have
- Details of any other debts or monthly obligations you have, such as a mortgage or car loan
In addition to all of this, the credit card issuer will also want to review your credit history. As part of the application process, you have to authorize them to run a background check with one of the Credit-reporting agencies. The agency will provide the issuer with a copy of your credit report, including your credit score. Your credit score reflects your payment history with other debt obligations.
Try using Indigo Apply
Submitting a credit card application is your way of requesting access to credit. The main risk to a credit card issuer is that they will lend money you cannot/will not payback. For this reason, applying for a credit card requires that you demonstrate to the card issuer (lender) you are a responsible and capable borrower.
In addition to basic personal information, such as your name, date of birth (you must be 18 years of age) social insurance number (SIN,) and address, a credit card issuer may also require your:
- Employment status (your current job(s) and how long you’ve worked there)
- Monthly income, broken down by sources
- Details of any other credit cards you have
- Details of any other debts or monthly obligations you have, such as a mortgage or car loan
In addition to all of this, the credit card issuer will also want to review your credit history. As part of the application process, you have to authorize them to run a background check with one of the Credit-reporting agencies. The agency will provide the issuer with a copy of your credit report, including your credit score. Your credit score reflects your payment history with other debt obligations.
Try using Indigo Apply
